Payment Analysis

354.00CAD/monthin St Catharines, ON
    Before Taxes:
  • 354.00 CAD/month
  • 163.38 CAD/bi-weekly
  • 81.69 CAD/week
  • 4,248.00 CAD/year
Incl. Ontario Taxes (13%):
  • 400.02 CAD/month
  • 184.62 CAD/bi-weekly
  • 92.31 CAD/week
  • 4,800.24 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

Not yet Available

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 29,469 CAD
  • Total Vehicle Debt: 26,991 CAD
  • Paid so Far: -2,478 CAD (-10% Paid)
  • Remaining Lease Payments: 19,470 CAD
  • Residual Value: 9,999 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: -2,478 CAD Total Vehicle Value: 26,991 CAD
-10% Paid
110%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 19,470 CAD
Term Paid so Far: -2,478 CAD Residual Value: 9,999 CAD
0%
-10%
72%
38%
Cost to Own
Already Paid: -2,478 CAD (-10%)
Cash Incentive: 0 CAD Buyout Price Today: 29,469 CAD
-10% Paid
0%
110%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 29,469 CAD

  • 4.9%Interest Rate x 48 months
  • 677 CAD/month + tax
  • Total Payable: 32,511 CAD
  • Total Interest: 3,042 CAD
  • 8.9%Interest Rate x 48 months
  • 732 CAD/month + tax
  • Total Payable: 35,133 CAD
  • Total Interest: 5,664 CAD
  • 14.9%Interest Rate x 48 months
  • 819 CAD/month + tax
  • Total Payable: 39,295 CAD
  • Total Interest: 9,826 CAD

At the end of the Lease Contract

Residual Value: 9,999 CAD (in 55 months)

  • 4.9%Interest Rate x 48 months
  • 230 CAD/month + tax
  • Total Payable: 11,031 CAD
  • Total Interest: 1,032 CAD
  • 8.9%Interest Rate x 48 months
  • 248 CAD/month + tax
  • Total Payable: 11,921 CAD
  • Total Interest: 1,922 CAD
  • 14.9%Interest Rate x 48 months
  • 278 CAD/month + tax
  • Total Payable: 13,333 CAD
  • Total Interest: 3,334 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
97.35
  • + tax
  • + fuel
  • + insurance
(or 0.97CAD per km)
Time Analysis
Cost per day: (CAD)
11.64
  • + tax
  • + insurance
  • + km driven & fuel
(0.06CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
83.92
  • km/week
  • without any
  • additional costs
Excess km cost: 0.10CAD

Similar Listings in Hamilton

CAD/month x 20 months
2023 Hyundai Elantra N (ID: #55242)
490
Burlington
2023 Hyundai

Elantra N Automatique 2WD

Payment Details
  • Current Payment: 490 CAD/month + tax
  • Original Downpayment: 3,000 CAD
  • Residual Value: 26,926 CAD
  • Months to End: 20 months (Sep, 2026)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 11,000 km total
  • Available Now: 22,200 km/year (1,850 per month)
  • Excess Km Cost: 0.12 CAD/km
See all Details