Payment Analysis

411.28CAD/monthin St. John's, NL
    Before Taxes:
  • 411.28 CAD/month
  • 189.82 CAD/bi-weekly
  • 94.91 CAD/week
  • 4,935.36 CAD/year
Incl. Newfoundland & L. Taxes (15%):
  • 472.97 CAD/month
  • 218.29 CAD/bi-weekly
  • 109.15 CAD/week
  • 5,675.66 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 9,900 CAD

compared to leasing a BRAND NEW:

  • Subaru Crosstrek Sport
  • for 24 months
  • in Newfoundland and Labrador
  • $0 down payment
  • 20,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 636
This Contract (CAD/month) 411
Monthly Difference 225 CAD/month
Remaining Term x 44 months
Total Monthly Difference = 9,900 CAD
Total Savings (CAD) = 9,900

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 32,579 CAD
  • Total Vehicle Debt: 34,224 CAD
  • Paid so Far: 1,645 CAD (4% Paid)
  • Remaining Lease Payments: 18,096 CAD
  • Residual Value: 14,483 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 1,645 CAD Total Vehicle Value: 34,224 CAD
4% Paid
96%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 18,096 CAD
Term Paid so Far: 1,645 CAD Residual Value: 14,483 CAD
0%
4%
53%
43%
Cost to Own
Already Paid: 1,645 CAD (4%)
Cash Incentive: 0 CAD Buyout Price Today: 32,579 CAD
4% Paid
0%
96%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 32,579 CAD

  • 4.9%Interest Rate x 48 months
  • 749 CAD/month + tax
  • Total Payable: 35,943 CAD
  • Total Interest: 3,363 CAD
  • 8.9%Interest Rate x 48 months
  • 809 CAD/month + tax
  • Total Payable: 38,841 CAD
  • Total Interest: 6,262 CAD
  • 14.9%Interest Rate x 48 months
  • 905 CAD/month + tax
  • Total Payable: 43,443 CAD
  • Total Interest: 10,863 CAD

At the end of the Lease Contract

Residual Value: 14,483 CAD (in 44 months)

  • 4.9%Interest Rate x 48 months
  • 333 CAD/month + tax
  • Total Payable: 15,978 CAD
  • Total Interest: 1,495 CAD
  • 8.9%Interest Rate x 48 months
  • 360 CAD/month + tax
  • Total Payable: 17,267 CAD
  • Total Interest: 2,784 CAD
  • 14.9%Interest Rate x 48 months
  • 402 CAD/month + tax
  • Total Payable: 19,312 CAD
  • Total Interest: 4,829 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
26.19
  • + tax
  • + fuel
  • + insurance
(or 0.26CAD per km)
Time Analysis
Cost per day: (CAD)
13.52
  • + tax
  • + insurance
  • + km driven & fuel
(0.07CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
362.41
  • km/week
  • without any
  • additional costs
Excess km cost: 0.10CAD

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