Payment Analysis

490.00CAD/monthin Pierrefonds, QC
    Before Taxes:
  • 490.00 CAD/month
  • 226.15 CAD/bi-weekly
  • 113.08 CAD/week
  • 5,880.00 CAD/year
Incl. Québec Taxes (14.98%):
  • 563.40 CAD/month
  • 260.03 CAD/bi-weekly
  • 130.02 CAD/week
  • 6,760.82 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 7,732 ~ 8,132 CAD

compared to leasing a BRAND NEW:

  • Acura TLX Tech A-SPEC
  • for 24 months
  • in Quebec
  • $0 down payment
  • 24,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 625
This Contract (CAD/month) 490
Monthly Difference 134 CAD/month
Remaining Term x 48 months
Total Monthly Difference = 6,432 CAD
+ Cash Incentive** (CAD) + 500
+ Winter Tires Cost (CAD) + 800 ~ 1,200
Total Savings (CAD) = 7,732 ~ 8,132
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 50,020 CAD
  • Total Vehicle Debt: 46,640 CAD
  • Paid so Far: -3,880 CAD (-9% Paid)
  • Remaining Lease Payments: 23,520 CAD
  • Residual Value: 27,000 CAD
  • Cash Incentive: 500 CAD
Vehicle Debt & Value
Paid so far: -3,880 CAD Total Vehicle Value: 46,640 CAD
-9% Paid
109%
Vehicle Debt Breakdown
Downpayment: 2,000 CAD Remaining Term: 23,520 CAD
Term Paid so Far: -5,880 CAD Residual Value: 27,000 CAD
4%
-13%
50%
59%
Cost to Own
Already Paid: -3,880 CAD (-9%)
Cash Incentive: 500 CAD Buyout Price Today: 50,020 CAD
-9% Paid
1%
108%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 50,020 CAD

  • 4.9%Interest Rate x 48 months
  • 1,150 CAD/month + tax
  • Total Payable: 55,184 CAD
  • Total Interest: 5,164 CAD
  • 8.9%Interest Rate x 48 months
  • 1,242 CAD/month + tax
  • Total Payable: 59,634 CAD
  • Total Interest: 9,614 CAD
  • 14.9%Interest Rate x 48 months
  • 1,390 CAD/month + tax
  • Total Payable: 66,699 CAD
  • Total Interest: 16,679 CAD

At the end of the Lease Contract

Residual Value: 27,000 CAD (in 48 months)

  • 4.9%Interest Rate x 48 months
  • 621 CAD/month + tax
  • Total Payable: 29,787 CAD
  • Total Interest: 2,787 CAD
  • 8.9%Interest Rate x 48 months
  • 671 CAD/month + tax
  • Total Payable: 32,190 CAD
  • Total Interest: 5,190 CAD
  • 14.9%Interest Rate x 48 months
  • 750 CAD/month + tax
  • Total Payable: 36,003 CAD
  • Total Interest: 9,003 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
83.71
  • + tax
  • + fuel
  • + insurance
(inlcuding the 500CAD incentive)
Time Analysis
Cost per day: (CAD)
15.77
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 500CAD incentive)
Remaining Km
Can be driven up to:
132.21
  • km/week
  • without any
  • additional costs
Excess km cost: 0.15CAD

Similar Listings in Montreal

CAD/month x 15 months
2024 Honda CIVIC EX CVT (ID: #57362)
409
Montreal
2024 Honda

CIVIC EX CVT Automatique 2WD

  • Winter Tires Included
Payment Details
  • Current Payment: 409 CAD/month + tax
  • Original Downpayment: 3,218 CAD
  • Residual Value: 20,755 CAD
  • Months to End: 15 months (May, 2026)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 9,600 km total
  • Available Now: 22,987 km/year (1,916 per month)
See all Details
CAD/month x 41 months
2023 KIA Forte EX+ (ID: #56637)
474
Montréal
2023 KIA

Forte EX+ CVT 2WD

  • Warranty Complete Term
  • Winter Tires Included
Payment Details
  • Current Payment: 474 CAD/month + tax
  • Months to End: 41 months (Jul, 2028)
Vehicle Status
  • Contract Allowance: 24,000 km/year
  • Current Odometer: 30,700 km total
  • Available Now: 26,137 km/year (2,178 per month)
See all Details
CAD/month x 11 months
2024 Nissan Nissan Sentra 2.0 (ID: #55753)
311
Montréal
2024 Nissan

Nissan Sentra 2.0 Automatique 2WD

  • Warranty Complete Term
  • Winter Tires Included
Payment Details
  • Current Payment: 311 CAD/month + tax
  • Original Downpayment: 4,500 CAD
  • Residual Value: 25,000 CAD
  • Months to End: 11 months (Jan, 2026)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 12,000 km total
  • Available Now: 28,727 km/year (2,394 per month)
  • Please note that this contract ends in less than a year.
See all Details
+ 1,000 cash
CAD/month x 44 months
2023 Mercedes-Benz C300 amg pack (ID: #54717)
974
Montreal
2023 Mercedes-Benz

C300 amg pack Automatique AWD

Payment Details
  • Current Payment: 974 CAD/month + tax
  • Cash Incentive: 1,000 CAD
  • Payment After Incentive: 951 CAD/month + tax
  • Original Downpayment: 3,000 CAD
  • Months to End: 44 months (Oct, 2028)
Vehicle Status
  • Contract Allowance: 22,000 km/year
  • Current Odometer: 16,000 km total
  • Available Now: 25,136 km/year (2,095 per month)
See all Details
CAD/month x 34 months
2023 Honda Civic EX (ID: #53737)
374
Montreal, QC
2023 Honda

Civic EX Automatique 2WD

Payment Details
  • Current Payment: 374 CAD/month + tax
  • Original Downpayment: 3,000 CAD
  • Residual Value: 12,000 CAD
  • Months to End: 34 months (Dec, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 26,665 km total
  • Available Now: 25,883 km/year (2,157 per month)
  • Excess Km Cost: 0.10 CAD/km
See all Details
CAD/month x 24 months
2024 KIA Forte Ex (ID: #53505)
382
Montreal, QC
2024 KIA

Forte Ex Automatique 2WD

  • Winter Tires Included
Payment Details
  • Current Payment: 382 CAD/month + tax
  • Months to End: 24 months (Feb, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 11,112 km total
  • Available Now: 23,611 km/year (1,968 per month)
See all Details