Payment Analysis

1,050.00CAD/monthin Toronto, ON
    Before Taxes:
  • 1,050.00 CAD/month
  • 484.62 CAD/bi-weekly
  • 242.31 CAD/week
  • 12,600.00 CAD/year
Incl. Ontario Taxes (13%):
  • 1,186.50 CAD/month
  • 547.62 CAD/bi-weekly
  • 273.81 CAD/week
  • 14,238.00 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 10,054 CAD

compared to leasing a BRAND NEW:

  • BMW 530i xDrive M Package
  • for 36 months
  • in Ontario
  • $0 down payment
  • 12,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 1,232
This Contract (CAD/month) 1,050
Monthly Difference 182 CAD/month
Remaining Term x 47 months
Total Monthly Difference = 8,554 CAD
+ Cash Incentive** (CAD) + 1,500
Total Savings (CAD) = 10,054
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 87,069 CAD
  • Total Vehicle Debt: 93,469 CAD
  • Paid so Far: 4,900 CAD (5% Paid)
  • Remaining Lease Payments: 49,350 CAD
  • Residual Value: 39,219 CAD
  • Cash Incentive: 1,500 CAD
Vehicle Debt & Value
Paid so far: 4,900 CAD Total Vehicle Value: 93,469 CAD
5% Paid
95%
Vehicle Debt Breakdown
Downpayment: 7,000 CAD Remaining Term: 49,350 CAD
Term Paid so Far: -2,100 CAD Residual Value: 39,219 CAD
7%
-2%
52%
43%
Cost to Own
Already Paid: 4,900 CAD (5%)
Cash Incentive: 1,500 CAD Buyout Price Today: 87,069 CAD
5% Paid
1%
94%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 87,069 CAD

  • 4.9%Interest Rate x 48 months
  • 2,001 CAD/month + tax
  • Total Payable: 96,057 CAD
  • Total Interest: 8,988 CAD
  • 8.9%Interest Rate x 48 months
  • 2,163 CAD/month + tax
  • Total Payable: 103,804 CAD
  • Total Interest: 16,735 CAD
  • 14.9%Interest Rate x 48 months
  • 2,419 CAD/month + tax
  • Total Payable: 116,102 CAD
  • Total Interest: 29,033 CAD

At the end of the Lease Contract

Residual Value: 39,219 CAD (in 47 months)

  • 4.9%Interest Rate x 48 months
  • 901 CAD/month + tax
  • Total Payable: 43,268 CAD
  • Total Interest: 4,049 CAD
  • 8.9%Interest Rate x 48 months
  • 974 CAD/month + tax
  • Total Payable: 46,757 CAD
  • Total Interest: 7,538 CAD
  • 14.9%Interest Rate x 48 months
  • 1,090 CAD/month + tax
  • Total Payable: 52,296 CAD
  • Total Interest: 13,077 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
155.61
  • + tax
  • + fuel
  • + insurance
(inlcuding the 1,500CAD incentive)
Time Analysis
Cost per day: (CAD)
33.47
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 1,500CAD incentive)
Remaining Km
Can be driven up to:
150.98
  • km/week
  • without any
  • additional costs
Excess km cost: 0.25CAD

Similar Listings in Toronto

+ 5,000 cash
CAD/month x 31 months
2024 Audi S5 Sportback Progressiv (ID: #58437)
1,024
Toronto
2024 Audi

S5 Sportback Progressiv Automatique AWD 360 camera, 20" wheels, Prepaid maintenance, lease excess wear waiverca

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 1,024 CAD/month + tax
  • Cash Incentive: 5,000 CAD
  • Payment After Incentive: 863 CAD/month + tax
  • Months to End: 31 months (Nov, 2027)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 14,393 km total
  • Available Now: 19,203 km/year (1,600 per month)
See all Details
CAD/month x 28 months
2022 Polestar Polestar 2 (ID: #55550)
1,120
Toronto, IN
2022 Polestar

Polestar 2 Automatique AWD

  • Winter Tires Included
Payment Details
  • Current Payment: 1,120 CAD/month + tax
  • Original Downpayment: 1,000 CAD
  • Months to End: 28 months (Aug, 2027)
Vehicle Status
  • Contract Allowance: 50,000 km/year
  • Current Odometer: 49,000 km total
  • Available Now: 84,357 km/year (7,030 per month)
See all Details
CAD/month x 8 months
2021 Infiniti Q50 Essential Tech AWD (ID: #45209)
680
Toronto, ON
2021 Infiniti

Q50 Essential Tech AWD Automatique AWD w/ Warranty Complete Term + Wear & Tear Coverage

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 680 CAD/month + tax
  • Months to End: 8 months (Dec, 2025)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 46,000 km total
  • Available Now: 27,000 km/year (2,250 per month)
  • Please note that this contract ends in less than a year.
See all Details
+ 3,000 cash
CAD/month x 25 months
2022 Toyota Camry SE (ID: #59566)
482
Toronto
2022 Toyota

Camry SE Automatique 2WD

  • Warranty Complete Term
Payment Details
  • Current Payment: 482 CAD/month + tax
  • Required Payment: 3,000 CAD
  • Payment Including Incentive: 602 CAD/month + tax
  • Residual Value: 12,254 CAD
  • Months to End: 25 months (May, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 43,000 km total
  • Available Now: 27,360 km/year (2,280 per month)
  • Excess Km Cost: 0.10 CAD/km
See all Details
CAD/month x 49 months
2023 Genesis G80 2.5T Advanced AWD (ID: #58346)
690
Mississauga
2023 Genesis

G80 2.5T Advanced AWD Automatique AWD

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 690 CAD/month + tax
  • Original Downpayment: 5,000 CAD
  • Months to End: 49 months (May, 2029)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 26,000 km total
  • Available Now: 17,714 km/year (1,476 per month)
See all Details
+ 5,000 cash
CAD/month x 18 months
2023 Audi S5 3.0L Quattro Technik Sportback (ID: #58046)
1,379
Toronto, ON
2023 Audi

S5 3.0L Quattro Technik Sportback Automatique AWD

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 1,379 CAD/month + tax
  • Cash Incentive: 5,000 CAD
  • Payment After Incentive: 1,101 CAD/month + tax
  • Residual Value: 40,836 CAD
  • Months to End: 18 months (Oct, 2026)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 68,635 km total
  • Available Now: 7,577 km/year (631 per month)
See all Details