Payment Analysis
323.36CAD/monthin Mississauga, ON
- 323.36 CAD/month
- 149.24 CAD/bi-weekly
- 74.62 CAD/week
- 3,880.32 CAD/year
Before Taxes:
Incl. Ontario Taxes (13%):
- 365.40 CAD/month
- 168.64 CAD/bi-weekly
- 84.32 CAD/week
- 4,384.76 CAD/year
Lease Takeover/Buyout Analysis
The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)
For Leasing Purposes
With this deal, you are saving:
2,942 CAD
compared to leasing a BRAND NEW:
- Honda Civic EX
- for 36 months
- in Ontario
- $0 down payment
- 24,000 km/year
| Leasing New (CAD/month) | 389 |
|---|---|
| This Contract (CAD/month) | 323 |
| Monthly Difference | 66 CAD/month |
| Remaining Term | x 37 months |
| Total Monthly Difference | = 2,442 CAD |
| + Cash Incentive** (CAD) | + 500 |
| Total Savings (CAD) | = 2,942 |
| ** "Cash Incentive" is not just a saving, it is physical money. |
For Buyout Purposes
To own this vehicle today (buying it as a used car) would cost:
22,740 CAD
- Total Vehicle Debt: 26,473 CAD
- Paid so Far: 3,234 CAD (12% Paid)
- Remaining Lease Payments: 11,964 CAD
- Residual Value: 11,275 CAD
- Cash Incentive: 500 CAD
Vehicle Debt & Value
Paid so far: 3,234 CAD Total Vehicle Value: 26,473 CAD
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 11,964 CAD
Term Paid so Far: 3,234 CAD Residual Value: 11,275 CAD
Cost to Own
Already Paid: 3,234 CAD (12%)
Cash Incentive: 500 CAD Buyout Price Today: 22,740 CAD
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)
Finance the remaining Debt Today
Remaining Term + Residual Value: 22,740 CAD
- 4.9%Interest Rate x 48 months
- 523 CAD/month + tax
- Total Payable: 25,087 CAD
- Total Interest: 2,347 CAD
- 8.9%Interest Rate x 48 months
- 565 CAD/month + tax
- Total Payable: 27,110 CAD
- Total Interest: 4,371 CAD
- 14.9%Interest Rate x 48 months
- 632 CAD/month + tax
- Total Payable: 30,322 CAD
- Total Interest: 7,582 CAD
At the end of the Lease Contract
Residual Value: 11,275 CAD (in 37 months)
- 4.9%Interest Rate x 48 months
- 259 CAD/month + tax
- Total Payable: 12,439 CAD
- Total Interest: 1,164 CAD
- 8.9%Interest Rate x 48 months
- 280 CAD/month + tax
- Total Payable: 13,442 CAD
- Total Interest: 2,167 CAD
- 14.9%Interest Rate x 48 months
- 313 CAD/month + tax
- Total Payable: 15,035 CAD
- Total Interest: 3,760 CAD
Business Vehicle Analysis
This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)
Distance Analysis
Cost to drive 100km: (CAD)
13.64
- + tax
- + fuel
- + insurance
- 14.23CAD/100km (TODAY without the Cash Incentive)
- 16.16CAD/100km (Original Contract back in Jan, 2018)
Time Analysis
Cost per day: (CAD)
10.19
- + tax
- + insurance
- + km driven & fuel
- 10.63CAD/day (Original Contract back in Jan, 2018)
Remaining Km
Can be driven up to:
524.39
- km/week
- without any
- additional costs
- 461.63km/week (Contract Original back in Jan, 2018)
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