Payment Analysis

486.00CAD/monthin Toronto, ON
    Before Taxes:
  • 486.00 CAD/month
  • 224.31 CAD/bi-weekly
  • 112.15 CAD/week
  • 5,832.00 CAD/year
Incl. Ontario Taxes (13%):
  • 549.18 CAD/month
  • 253.47 CAD/bi-weekly
  • 126.73 CAD/week
  • 6,590.16 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 36,930 CAD

compared to leasing a BRAND NEW:

  • BMW 430i xDrive Gran Coupe
  • for 24 months
  • in Ontario
  • $0 down payment
  • 24,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 1,005
This Contract (CAD/month) 486
Monthly Difference 519 CAD/month
Remaining Term x 70 months
Total Monthly Difference = 36,330 CAD
+ Cash Incentive** (CAD) + 600
Total Savings (CAD) = 36,930
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 58,520 CAD
  • Total Vehicle Debt: 55,428 CAD
  • Paid so Far: -3,692 CAD (-7% Paid)
  • Remaining Lease Payments: 34,020 CAD
  • Residual Value: 25,100 CAD
  • Cash Incentive: 600 CAD
Vehicle Debt & Value
Paid so far: -3,692 CAD Total Vehicle Value: 55,428 CAD
-7% Paid
107%
Vehicle Debt Breakdown
Downpayment: 7,000 CAD Remaining Term: 34,020 CAD
Term Paid so Far: -10,692 CAD Residual Value: 25,100 CAD
13%
-20%
61%
46%
Cost to Own
Already Paid: -3,692 CAD (-7%)
Cash Incentive: 600 CAD Buyout Price Today: 58,520 CAD
-7% Paid
1%
106%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 58,520 CAD

  • 4.9%Interest Rate x 48 months
  • 1,345 CAD/month + tax
  • Total Payable: 64,561 CAD
  • Total Interest: 6,041 CAD
  • 8.9%Interest Rate x 48 months
  • 1,453 CAD/month + tax
  • Total Payable: 69,768 CAD
  • Total Interest: 11,248 CAD
  • 14.9%Interest Rate x 48 months
  • 1,626 CAD/month + tax
  • Total Payable: 78,033 CAD
  • Total Interest: 19,513 CAD

At the end of the Lease Contract

Residual Value: 25,100 CAD (in 70 months)

  • 4.9%Interest Rate x 48 months
  • 577 CAD/month + tax
  • Total Payable: 27,691 CAD
  • Total Interest: 2,591 CAD
  • 8.9%Interest Rate x 48 months
  • 623 CAD/month + tax
  • Total Payable: 29,924 CAD
  • Total Interest: 4,824 CAD
  • 14.9%Interest Rate x 48 months
  • 697 CAD/month + tax
  • Total Payable: 33,469 CAD
  • Total Interest: 8,369 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
139.25
  • + tax
  • + fuel
  • + insurance
(inlcuding the 600CAD incentive)
Time Analysis
Cost per day: (CAD)
15.70
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 600CAD incentive)
Remaining Km
Can be driven up to:
79.12
  • km/week
  • without any
  • additional costs
Excess km cost: 0.15CAD

Similar Listings in Toronto

SAVE ~1,100 CAD
CAD/month x 41 months
2023 Hyundai IONIQ 6 ULTIMATE (ID: #52060)
910
Toronto, ON
2023 Hyundai

IONIQ 6 ULTIMATE Automatique AWD w/ Warranty Complete Term + Wear & Tear Coverage + Winter Tires Included

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 910 CAD/month + tax
  • Months to End: 41 months (Sep, 2028)
Vehicle Status
  • Contract Allowance: 24,000 km/year
  • Current Odometer: 22,000 km total
  • Available Now: 28,683 km/year (2,390 per month)
Deal Special Perks
  • Hot Lease Takeover Deal
  • All Main Coverages
  • High End Vehicle & Options
  • Lots of FREE Available Km
  • Good Buyout Opportunity
Perks are determined by LeaseCosts Canada Inc. and not by the person who listed the vehicle.
See all Details
+ 5,000 cash
2023 Toyota

Highlander Limited - Platinum Automatique AWD Platinum - HUD, 360 CAMERA, PANAROMIC SUNROOF

  • Warranty Complete Term
  • Winter Tires Included
Payment Details
  • Current Payment: 728 CAD/month + tax
  • Required Payment: 5,000 CAD
  • Payment Including Incentive: 875 CAD/month + tax
  • Original Downpayment: 5,500 CAD
  • Residual Value: 26,207 CAD
  • Months to End: 34 months (Feb, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 75,000 km total
  • Available Now: -5,294 km/year (-441 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
+ 5,000 cash
2023 Toyota

Highlander Limited - Platinum Automatique AWD Platinum - HUD, 360 CAMERA, PANAROMIC SUNROOF

  • Warranty Complete Term
  • Winter Tires Included
Payment Details
  • Current Payment: 728 CAD/month + tax
  • Required Payment: 5,000 CAD
  • Payment Including Incentive: 875 CAD/month + tax
  • Original Downpayment: 5,500 CAD
  • Residual Value: 26,207 CAD
  • Months to End: 34 months (Feb, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 75,000 km total
  • Available Now: -5,294 km/year (-441 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
CAD/month x 23 months
2023 Audi quattro Technik 45 TFSI AWD (ID: #59371)
780
Toronto
2023 Audi

quattro Technik 45 TFSI AWD Automatique AWD

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 780 CAD/month + tax
  • Original Downpayment: 5,000 CAD
  • Months to End: 23 months (Mar, 2027)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 29,000 km total
  • Available Now: 18,261 km/year (1,522 per month)
See all Details
CAD/month x 29 months
2023 Tesla MODEL Y (ID: #59045)
727
WHITBY
2023 Tesla

MODEL Y Automatique 2WD

  • Warranty Complete Term
  • Winter Tires Included
Payment Details
  • Current Payment: 727 CAD/month + tax
  • Months to End: 29 months (Sep, 2027)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 23,230 km total
  • Available Now: 16,870 km/year (1,406 per month)
See all Details
CAD/month x 47 months
2019 Mercedes-Benz A220 (ID: #58402)
323
Toronto, ON
2019 Mercedes-Benz

A220 Automatique AWD Night package

  • Warranty Complete Term
Payment Details
  • Current Payment: 323 CAD/month + tax
  • Months to End: 47 months (Mar, 2029)
Vehicle Status
  • Contract Allowance: 0 km/year
  • Current Odometer: 96,000 km total
  • Available Now: -24,511 km/year (-2,043 per month)
See all Details