Payment Analysis
664.20CAD/monthin Toronto, ON
- 664.20 CAD/month
- 306.55 CAD/bi-weekly
- 153.28 CAD/week
- 7,970.40 CAD/year
Before Taxes:
Incl. Ontario Taxes (13%):
- 750.55 CAD/month
- 346.41 CAD/bi-weekly
- 173.20 CAD/week
- 9,006.55 CAD/year
Lease Takeover/Buyout Analysis
The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)
For Leasing Purposes
With this deal, you are saving:
16,330 ~ 17,230 CAD
compared to leasing a BRAND NEW:
- BMW 430i xDrive with Premium Package Essential
- for 24 months
- in Ontario
- $0 down payment
- 16,000 km/year
| Leasing New (CAD/month) | 910 |
|---|---|
| This Contract (CAD/month) | 664 |
| Monthly Difference | 246 CAD/month |
| Remaining Term | x 55 months |
| Total Monthly Difference | = 13,530 CAD |
| + Cash Incentive** (CAD) | + 2,000 |
| + Wear & Tear Coverage (CAD) | + 800 ~ 1,700 |
| Total Savings (CAD) | = 16,330 ~ 17,230 |
| ** "Cash Incentive" is not just a saving, it is physical money. |
For Buyout Purposes
To own this vehicle today (buying it as a used car) would cost:
60,578 CAD
- Total Vehicle Debt: 57,929 CAD
- Paid so Far: -4,649 CAD (-9% Paid)
- Remaining Lease Payments: 36,531 CAD
- Residual Value: 26,047 CAD
- Cash Incentive: 2,000 CAD
Vehicle Debt & Value
Paid so far: -4,649 CAD Total Vehicle Value: 57,929 CAD
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 36,531 CAD
Term Paid so Far: -4,649 CAD Residual Value: 26,047 CAD
Cost to Own
Already Paid: -4,649 CAD (-9%)
Cash Incentive: 2,000 CAD Buyout Price Today: 60,578 CAD
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)
Finance the remaining Debt Today
Remaining Term + Residual Value: 60,578 CAD
- 4.9%Interest Rate x 48 months
- 1,392 CAD/month + tax
- Total Payable: 66,832 CAD
- Total Interest: 6,254 CAD
- 8.9%Interest Rate x 48 months
- 1,505 CAD/month + tax
- Total Payable: 72,221 CAD
- Total Interest: 11,643 CAD
- 14.9%Interest Rate x 48 months
- 1,683 CAD/month + tax
- Total Payable: 80,777 CAD
- Total Interest: 20,199 CAD
At the end of the Lease Contract
Residual Value: 26,047 CAD (in 55 months)
- 4.9%Interest Rate x 48 months
- 599 CAD/month + tax
- Total Payable: 28,736 CAD
- Total Interest: 2,689 CAD
- 8.9%Interest Rate x 48 months
- 647 CAD/month + tax
- Total Payable: 31,053 CAD
- Total Interest: 5,006 CAD
- 14.9%Interest Rate x 48 months
- 724 CAD/month + tax
- Total Payable: 34,732 CAD
- Total Interest: 8,685 CAD
Business Vehicle Analysis
This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)
Distance Analysis
Cost to drive 100km: (CAD)
111.39
- + tax
- + fuel
- + insurance
Time Analysis
Cost per day: (CAD)
20.64
- + tax
- + insurance
- + km driven & fuel
Remaining Km
Can be driven up to:
130.07
- km/week
- without any
- additional costs
Similar Listings in Toronto
+ 3,000 cash
2024 BMW
M 440xi Automatique AWD Premium Enhanced, M Sport
Payment Details
- Current Payment: 1,329 CAD/month + tax
- Cash Incentive: 3,000 CAD
- Payment After Incentive: 1,238 CAD/month + tax
- Original Downpayment: 5,000 CAD
- Residual Value: 37,035 CAD
- Months to End: 33 months (Sep, 2027)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 6,500 km total
- Available Now: 26,727 km/year (2,227 per month)
- Excess Km Cost: 0.15 CAD/km
+ 1,000 cash
2024 Toyota
GR 86 Premium Manuelle 2WD
Payment Details
- Current Payment: 630 CAD/month + tax
- Cash Incentive: 1,000 CAD
- Payment After Incentive: 611 CAD/month + tax
- Original Downpayment: 1,000 CAD
- Residual Value: 18,000 CAD
- Months to End: 52 months (Apr, 2029)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 4,000 km total
- Available Now: 22,154 km/year (1,846 per month)
- Excess Km Cost: 0.29 CAD/km
+ 24,000 cash
2018 Porsche
911 Carrera S Automatique 2WD
Payment Details
- Current Payment: 1,058 CAD/month + tax
- Required Payment: 24,000 CAD
- Payment Including Incentive: 7,058 CAD/month + tax
- Original Downpayment: 32,400 CAD
- Residual Value: 86,685 CAD
- Months to End: 4 months (Apr, 2025)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 65,000 km total
- Available Now: -15,000 km/year (-1,250 per month)
- Please note that this contract ends in less than a year.
- Excess Km Cost: 0.30 CAD/km
+ 9,000 cash
2023 Mercedes-Benz
CLS 450 Automatique AWD Entertainment & Convenience Premium Package + $4,500.00, Entertainment & Convenience Comfort Package + $5,100.00, Performance & Safety Intelligent Drive Package + $3,000.00
Payment Details
- Current Payment: 1,995 CAD/month + tax
- Cash Incentive: 9,000 CAD
- Payment After Incentive: 1,662 CAD/month + tax
- Residual Value: 42,074 CAD
- Months to End: 27 months (Mar, 2027)
Vehicle Status
- Contract Allowance: 24,000 km/year
- Current Odometer: 30,500 km total
- Available Now: 25,556 km/year (2,130 per month)
+ 9,000 cash
2023 Mercedes-Benz
CLS 450 Automatique AWD Entertainment & Convenience Premium Package + $4,500.00, Entertainment & Convenience Comfort Package + $5,100.00, Performance & Safety Intelligent Drive Package + $3,000.00
Payment Details
- Current Payment: 1,995 CAD/month + tax
- Cash Incentive: 9,000 CAD
- Payment After Incentive: 1,662 CAD/month + tax
- Residual Value: 42,074 CAD
- Months to End: 27 months (Mar, 2027)
Vehicle Status
- Contract Allowance: 24,000 km/year
- Current Odometer: 30,500 km total
- Available Now: 25,556 km/year (2,130 per month)
2023 Mazda
GT convertible Automatique 2WD
Payment Details
- Current Payment: 447 CAD/month + tax
- Residual Value: 24,260 CAD
- Months to End: 27 months (Mar, 2027)
Vehicle Status
- Contract Allowance: 16,000 km/year
- Current Odometer: 15,300 km total
- Available Now: 14,533 km/year (1,211 per month)
- Excess Km Cost: 0.12 CAD/km
