Payment Analysis
1,051.00CAD/monthin Oakville, ON
- 1,051.00 CAD/month
- 485.08 CAD/bi-weekly
- 242.54 CAD/week
- 12,612.00 CAD/year
Before Taxes:
Incl. Ontario Taxes (13%):
- 1,187.63 CAD/month
- 548.14 CAD/bi-weekly
- 274.07 CAD/week
- 14,251.56 CAD/year
Lease Takeover/Buyout Analysis
The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)
For Leasing Purposes
With this deal, you are saving:
15,235 ~ 16,535 CAD
compared to leasing a BRAND NEW:
- BMW X4 M40i
- for 24 months
- in Ontario
- $0 down payment
- 24,000 km/year
Leasing New (CAD/month) | 1,208 |
---|---|
This Contract (CAD/month) | 1,051 |
Monthly Difference | 157 CAD/month |
Remaining Term | x 55 months |
Total Monthly Difference | = 8,635 CAD |
+ Cash Incentive** (CAD) | + 5,000 |
+ Winter Tires Cost (CAD) | + 800 ~ 1,200 |
+ Wear & Tear Coverage (CAD) | + 800 ~ 1,700 |
Total Savings (CAD) | = 15,235 ~ 16,535 |
** "Cash Incentive" is not just a saving, it is physical money. |
For Buyout Purposes
To own this vehicle today (buying it as a used car) would cost:
83,521 CAD
- Total Vehicle Debt: 81,164 CAD
- Paid so Far: -7,357 CAD (-10% Paid)
- Remaining Lease Payments: 57,805 CAD
- Residual Value: 30,716 CAD
- Cash Incentive: 5,000 CAD
Vehicle Debt & Value
Paid so far: -7,357 CAD Total Vehicle Value: 81,164 CAD
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 57,805 CAD
Term Paid so Far: -7,357 CAD Residual Value: 30,716 CAD
Cost to Own
Already Paid: -7,357 CAD (-10%)
Cash Incentive: 5,000 CAD Buyout Price Today: 83,521 CAD
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)
Finance the remaining Debt Today
Remaining Term + Residual Value: 83,521 CAD
- 4.9%Interest Rate x 48 months
- 1,920 CAD/month + tax
- Total Payable: 92,143 CAD
- Total Interest: 8,622 CAD
- 8.9%Interest Rate x 48 months
- 2,074 CAD/month + tax
- Total Payable: 99,574 CAD
- Total Interest: 16,053 CAD
- 14.9%Interest Rate x 48 months
- 2,320 CAD/month + tax
- Total Payable: 111,371 CAD
- Total Interest: 27,850 CAD
At the end of the Lease Contract
Residual Value: 30,716 CAD (in 55 months)
- 4.9%Interest Rate x 48 months
- 706 CAD/month + tax
- Total Payable: 33,887 CAD
- Total Interest: 3,171 CAD
- 8.9%Interest Rate x 48 months
- 763 CAD/month + tax
- Total Payable: 36,620 CAD
- Total Interest: 5,904 CAD
- 14.9%Interest Rate x 48 months
- 853 CAD/month + tax
- Total Payable: 40,958 CAD
- Total Interest: 10,242 CAD
Business Vehicle Analysis
This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)
Distance Analysis
Cost to drive 100km: (CAD)
89.50
- + tax
- + fuel
- + insurance
Time Analysis
Cost per day: (CAD)
31.56
- + tax
- + insurance
- + km driven & fuel
Remaining Km
Can be driven up to:
247.55
- km/week
- without any
- additional costs
Similar Listings in Toronto
+ 3,000 cash
2022 BMW
Alpina XB7 Automatique AWD w/ Warranty Complete Term + Wear & Tear Coverage + Winter Tires Included
Payment Details
- Current Payment: 3,083 CAD/month + tax
- Cash Incentive: 3,000 CAD
- Payment After Incentive: 83 CAD/month + tax
- Original Downpayment: 3,416 CAD
- Months to End: 1 months (Apr, 2025)
Vehicle Status
- Contract Allowance: 12,000 km/year
- Current Odometer: 19,300 km total
- Available Now: 188,400 km/year (15,700 per month)
- Please note that this contract ends in less than a year.
Deal Special Perks
2025 Volvo
XC90 T8 PHEV Automatique AWD Protection Package
Payment Details
- Current Payment: 1,013 CAD/month + tax
- Original Downpayment: 3,332 CAD
- Residual Value: 68,678 CAD
- Months to End: 20 months (Dec, 2026)
Vehicle Status
- Contract Allowance: 16,000 km/year
- Current Odometer: 3,755 km total
- Available Now: 16,947 km/year (1,412 per month)
- Excess Km Cost: 0.20 CAD/km
+ 1,500 cash
2022 Mercedes-Benz
GLC 43 AMG Automatique AWD Premium Package, AMG Package, Technology Package, Intelligent Drive Package
Payment Details
- Current Payment: 1,031 CAD/month + tax
- Cash Incentive: 1,500 CAD
- Payment After Incentive: 960 CAD/month + tax
- Original Downpayment: 12,983 CAD
- Residual Value: 39,797 CAD
- Months to End: 21 months (Jan, 2027)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 37,000 km total
- Available Now: 20,762 km/year (1,730 per month)
- Excess Km Cost: 0.30 CAD/km
Deal Special Perks
+ 2,000 cash
2023 Nissan
Rogue SV Automatique AWD Moonroof, Navigation, Android Auto/Apple Carplay, Sirius XM
Payment Details
- Current Payment: 494 CAD/month + tax
- Required Payment: 2,000 CAD
- Payment Including Incentive: 994 CAD/month + tax
- Original Downpayment: 2,168 CAD
- Residual Value: 28,748 CAD
- Months to End: 4 months (Dec, 2024)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 35,000 km total
- Available Now: 15,000 km/year (1,250 per month)
- Please note that this contract ends in less than a year.
- Excess Km Cost: 0.10 CAD/km
SAVE ~3,100 CAD
2022 Nissan
Rouge Platinum Automatique AWD Tricare Hazard Protect
Payment Details
- Current Payment: 745 CAD/month + tax
- Original Downpayment: 2,000 CAD
- Residual Value: 16,707 CAD
- Months to End: 28 months (Aug, 2027)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 18,000 km total
- Available Now: 34,429 km/year (2,869 per month)
Deal Special Perks
+ 30,000 cash
SAVE ~-16,400 CAD
2022 Acura
MDX SH-AWD Platinum Elite Automatique AWD Acura 20” Wheel Glint Black Rims
Payment Details
- Current Payment: 478 CAD/month + tax
- Required Payment: 30,000 CAD
- Payment Including Incentive: 2,786 CAD/month + tax
- Original Downpayment: 32,000 CAD
- Residual Value: 18,720 CAD
- Months to End: 13 months (May, 2026)
Vehicle Status
- Contract Allowance: 24,000 km/year
- Current Odometer: 24,644 km total
- Available Now: 65,867 km/year (5,489 per month)