Payment Analysis

372.00CAD/monthin Kingston, ON
    Before Taxes:
  • 372.00 CAD/month
  • 171.69 CAD/bi-weekly
  • 85.85 CAD/week
  • 4,464.00 CAD/year
Incl. Ontario Taxes (13%):
  • 420.36 CAD/month
  • 194.01 CAD/bi-weekly
  • 97.01 CAD/week
  • 5,044.32 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 3,860 CAD

compared to leasing a BRAND NEW:

  • Subaru Crosstrek Touring
  • for 36 months
  • in Ontario
  • $0 down payment
  • 20,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 468
This Contract (CAD/month) 372
Monthly Difference 96 CAD/month
Remaining Term x 35 months
Total Monthly Difference = 3,360 CAD
+ Cash Incentive** (CAD) + 500
Total Savings (CAD) = 3,860
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 25,515 CAD
  • Total Vehicle Debt: 30,851 CAD
  • Paid so Far: 4,836 CAD (15% Paid)
  • Remaining Lease Payments: 13,020 CAD
  • Residual Value: 12,995 CAD
  • Cash Incentive: 500 CAD
Vehicle Debt & Value
Paid so far: 4,836 CAD Total Vehicle Value: 30,851 CAD
15% Paid
85%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 13,020 CAD
Term Paid so Far: 4,836 CAD Residual Value: 12,995 CAD
0%
15%
42%
43%
Cost to Own
Already Paid: 4,836 CAD (15%)
Cash Incentive: 500 CAD Buyout Price Today: 25,515 CAD
15% Paid
1%
84%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 25,515 CAD

  • 4.9%Interest Rate x 48 months
  • 586 CAD/month + tax
  • Total Payable: 28,149 CAD
  • Total Interest: 2,634 CAD
  • 8.9%Interest Rate x 48 months
  • 634 CAD/month + tax
  • Total Payable: 30,419 CAD
  • Total Interest: 4,904 CAD
  • 14.9%Interest Rate x 48 months
  • 709 CAD/month + tax
  • Total Payable: 34,023 CAD
  • Total Interest: 8,508 CAD

At the end of the Lease Contract

Residual Value: 12,995 CAD (in 35 months)

  • 4.9%Interest Rate x 48 months
  • 299 CAD/month + tax
  • Total Payable: 14,337 CAD
  • Total Interest: 1,342 CAD
  • 8.9%Interest Rate x 48 months
  • 323 CAD/month + tax
  • Total Payable: 15,493 CAD
  • Total Interest: 2,498 CAD
  • 14.9%Interest Rate x 48 months
  • 361 CAD/month + tax
  • Total Payable: 17,328 CAD
  • Total Interest: 4,333 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
17.39
  • + tax
  • + fuel
  • + insurance
(inlcuding the 500CAD incentive)
  • 18.08CAD/100km (TODAY without the Cash Incentive)
  • 22.32CAD/100km (Original Contract back in Jan, 2018)
Time Analysis
Cost per day: (CAD)
11.76
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 500CAD incentive)
  • 12.23CAD/day (Original Contract back in Jan, 2018)
Remaining Km
Can be driven up to:
474.73
  • km/week
  • without any
  • additional costs
Excess km cost: Not Provided
  • 384.62km/week (Contract Original back in Jan, 2018)

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