Payment Analysis
652.17CAD/monthin Saint John, NB
- 652.17 CAD/month
- 301.00 CAD/bi-weekly
- 150.50 CAD/week
- 7,826.04 CAD/year
Before Taxes:
Incl. New Brunswick Taxes (15%):
- 750.00 CAD/month
- 346.15 CAD/bi-weekly
- 173.08 CAD/week
- 8,999.95 CAD/year
Lease Takeover/Buyout Analysis
The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)
For Leasing Purposes
With this deal, you are saving:
12,148 ~ 13,448 CAD
compared to leasing a BRAND NEW:
- BMW 430i + Premium Package
- for 36 months
- in New Brunswick
- $0 down payment
- 24,000 km/year
| Leasing New (CAD/month) | 884 |
|---|---|
| This Contract (CAD/month) | 652 |
| Monthly Difference | 232 CAD/month |
| Remaining Term | x 39 months |
| Total Monthly Difference | = 9,048 CAD |
| + Cash Incentive** (CAD) | + 1,500 |
| + Winter Tires Cost (CAD) | + 800 ~ 1,200 |
| + Wear & Tear Coverage (CAD) | + 800 ~ 1,700 |
| Total Savings (CAD) | = 12,148 ~ 13,448 |
| ** "Cash Incentive" is not just a saving, it is physical money. |
For Buyout Purposes
To own this vehicle today (buying it as a used car) would cost:
52,426 CAD
- Total Vehicle Debt: 59,795 CAD
- Paid so Far: 5,870 CAD (9% Paid)
- Remaining Lease Payments: 25,435 CAD
- Residual Value: 28,491 CAD
- Cash Incentive: 1,500 CAD
Vehicle Debt & Value
Paid so far: 5,870 CAD Total Vehicle Value: 59,795 CAD
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 25,435 CAD
Term Paid so Far: 5,870 CAD Residual Value: 28,491 CAD
Cost to Own
Already Paid: 5,870 CAD (9%)
Cash Incentive: 1,500 CAD Buyout Price Today: 52,426 CAD
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)
Finance the remaining Debt Today
Remaining Term + Residual Value: 52,426 CAD
- 4.9%Interest Rate x 48 months
- 1,205 CAD/month + tax
- Total Payable: 57,838 CAD
- Total Interest: 5,412 CAD
- 8.9%Interest Rate x 48 months
- 1,302 CAD/month + tax
- Total Payable: 62,502 CAD
- Total Interest: 10,076 CAD
- 14.9%Interest Rate x 48 months
- 1,456 CAD/month + tax
- Total Payable: 69,907 CAD
- Total Interest: 17,481 CAD
At the end of the Lease Contract
Residual Value: 28,491 CAD (in 39 months)
- 4.9%Interest Rate x 48 months
- 655 CAD/month + tax
- Total Payable: 31,432 CAD
- Total Interest: 2,941 CAD
- 8.9%Interest Rate x 48 months
- 708 CAD/month + tax
- Total Payable: 33,967 CAD
- Total Interest: 5,476 CAD
- 14.9%Interest Rate x 48 months
- 791 CAD/month + tax
- Total Payable: 37,991 CAD
- Total Interest: 9,500 CAD
Business Vehicle Analysis
This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)
Distance Analysis
Cost to drive 100km: (CAD)
36.68
- + tax
- + fuel
- + insurance
- 38.98CAD/100km (TODAY without the Cash Incentive)
- 39.13CAD/100km (Original Contract back in Jul, 2017)
Time Analysis
Cost per day: (CAD)
20.18
- + tax
- + insurance
- + km driven & fuel
- 21.44CAD/day (Original Contract back in Jul, 2017)
Remaining Km
Can be driven up to:
386.09
- km/week
- without any
- additional costs
- 384.62km/week (Contract Original back in Jul, 2017)
