Payment Analysis
412.00CAD/monthin Montreal, QC
- 412.00 CAD/month
- 190.15 CAD/bi-weekly
- 95.08 CAD/week
- 4,944.00 CAD/year
Before Taxes:
Incl. Québec Taxes (14.98%):
- 473.72 CAD/month
- 218.64 CAD/bi-weekly
- 109.32 CAD/week
- 5,684.61 CAD/year
Lease Takeover/Buyout Analysis
The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)
For Leasing Purposes
With this deal, you are saving:
2,292 ~ 3,592 CAD
compared to leasing a BRAND NEW:
- Toyota RAV4 LE AWD
- for 48 months
- in QC
- $0 down payment
- 20,000 km/year
Leasing New (CAD/month) | 436 |
---|---|
This Contract (CAD/month) | 412 |
Monthly Difference | 24 CAD/month |
Remaining Term | x 8 months |
Total Monthly Difference | = 192 CAD |
+ Cash Incentive** (CAD) | + 500 |
+ Winter Tires Cost (CAD) | + 800 ~ 1,200 |
+ Wear & Tear Coverage (CAD) | + 800 ~ 1,700 |
Total Savings (CAD) | = 2,292 ~ 3,592 |
** "Cash Incentive" is not just a saving, it is physical money. |
For Buyout Purposes
To own this vehicle today (buying it as a used car) would cost:
16,381 CAD
- Total Vehicle Debt: 39,893 CAD
- Paid so Far: 23,012 CAD (57% Paid)
- Remaining Lease Payments: 3,296 CAD
- Residual Value: 13,585 CAD
- Cash Incentive: 500 CAD
Vehicle Debt & Value
Paid so far: 23,012 CAD Total Vehicle Value: 39,893 CAD
Vehicle Debt Breakdown
Downpayment: 2,000 CAD Remaining Term: 3,296 CAD
Term Paid so Far: 21,012 CAD Residual Value: 13,585 CAD
Cost to Own
Already Paid: 23,012 CAD (57%)
Cash Incentive: 500 CAD Buyout Price Today: 16,381 CAD
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)
Finance the remaining Debt Today
Remaining Term + Residual Value: 16,381 CAD
- 4.9%Interest Rate x 48 months
- 377 CAD/month + tax
- Total Payable: 18,072 CAD
- Total Interest: 1,691 CAD
- 8.9%Interest Rate x 48 months
- 407 CAD/month + tax
- Total Payable: 19,529 CAD
- Total Interest: 3,148 CAD
- 14.9%Interest Rate x 48 months
- 455 CAD/month + tax
- Total Payable: 21,843 CAD
- Total Interest: 5,462 CAD
At the end of the Lease Contract
Residual Value: 13,585 CAD (in 8 months)
- 4.9%Interest Rate x 48 months
- 312 CAD/month + tax
- Total Payable: 14,987 CAD
- Total Interest: 1,402 CAD
- 8.9%Interest Rate x 48 months
- 337 CAD/month + tax
- Total Payable: 16,196 CAD
- Total Interest: 2,611 CAD
- 14.9%Interest Rate x 48 months
- 377 CAD/month + tax
- Total Payable: 18,115 CAD
- Total Interest: 4,530 CAD
Business Vehicle Analysis
This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)
Distance Analysis
Cost to drive 100km: (CAD)
3.36
- + tax
- + fuel
- + insurance
- 3.96CAD/100km (TODAY without the Cash Incentive)
- 24.72CAD/100km (Original Contract back in Aug, 2020)
Time Analysis
Cost per day: (CAD)
11.49
- + tax
- + insurance
- + km driven & fuel
- 13.55CAD/day (Original Contract back in Aug, 2020)
Remaining Km
Can be driven up to:
2,403.85
- km/week
- without any
- additional costs
- 384.62km/week (Contract Original back in Aug, 2020)
Seller Contact Info
This Contract was Already Transferred.
Similar Listings in Montreal
+ 3,000 cash
SAVE ~4,000 CAD
2023 Jeep
Grand Cherokee L Summit Reserve 4x4 Automatique AWD Black accessories (Logo, door handle...)
Payment Details
- Current Payment: 1,200 CAD/month + tax
- Cash Incentive: 3,000 CAD
- Payment After Incentive: 1,106 CAD/month + tax
- Residual Value: 50,432 CAD
- Months to End: 32 months (Aug, 2027)
Vehicle Status
- Contract Allowance: 18,000 km/year
- Current Odometer: 9,900 km total
- Available Now: 23,288 km/year (1,941 per month)
- Excess Km Cost: 0.10 CAD/km
Deal Special Perks
2023 Porsche
MACAN GTS Automatique AWD Python Green
Payment Details
- Current Payment: 2,200 CAD/month + tax
- Residual Value: 70,000 CAD
- Months to End: 16 months (Apr, 2026)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 8,300 km total
- Available Now: 22,525 km/year (1,877 per month)
- Excess Km Cost: 1.00 CAD/km
+ 2,000 cash
2024 Mazda
cx-50 GT-turbo Automatique AWD
Payment Details
- Current Payment: 640 CAD/month + tax
- Cash Incentive: 2,000 CAD
- Payment After Incentive: 569 CAD/month + tax
- Original Downpayment: 1,000 CAD
- Residual Value: 31,000 CAD
- Months to End: 28 months (May, 2027)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 8,000 km total
- Available Now: 21,571 km/year (1,798 per month)
- Excess Km Cost: 0.80 CAD/km
+ 3,500 cash
2023 BMW
X3 xDrive 30e Automatique AWD Package Premium Essentiel-toit ouvrant pano-hicth BMW
Payment Details
- Current Payment: 910 CAD/month + tax
- Cash Incentive: 3,500 CAD
- Payment After Incentive: 804 CAD/month + tax
- Original Downpayment: 1,046 CAD
- Residual Value: 26,617 CAD
- Months to End: 33 months (Oct, 2027)
Vehicle Status
- Contract Allowance: 24,000 km/year
- Current Odometer: 19,500 km total
- Available Now: 27,091 km/year (2,258 per month)
- Excess Km Cost: 0.15 CAD/km
2021 Mazda
GS Comfort Kuro Automatique AWD
Payment Details
- Current Payment: 579 CAD/month + tax
- Residual Value: 20,514 CAD
- Months to End: 11 months (Dec, 2025)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 43,200 km total
- Available Now: 40,145 km/year (3,345 per month)
- Please note that this contract ends in less than a year.
- Excess Km Cost: 0.80 CAD/km
+ 2,500 cash
2024 Mazda
CX-5 GX Automatique AWD
Payment Details
- Current Payment: 512 CAD/month + tax
- Cash Incentive: 2,500 CAD
- Payment After Incentive: 434 CAD/month + tax
- Residual Value: 18,000 CAD
- Months to End: 32 months (Sep, 2027)
Vehicle Status
- Contract Allowance: 16,000 km/year
- Current Odometer: 8,000 km total
- Available Now: 20,500 km/year (1,708 per month)
- Excess Km Cost: 0.08 CAD/km