Payment Analysis

412.00CAD/monthin Montreal, QC
    Before Taxes:
  • 412.00 CAD/month
  • 190.15 CAD/bi-weekly
  • 95.08 CAD/week
  • 4,944.00 CAD/year
Incl. Québec Taxes (14.98%):
  • 473.72 CAD/month
  • 218.64 CAD/bi-weekly
  • 109.32 CAD/week
  • 5,684.61 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 2,316 ~ 3,616 CAD

compared to leasing a BRAND NEW:

  • Toyota RAV4 LE AWD
  • for 48 months
  • in QC
  • $0 down payment
  • 20,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 436
This Contract (CAD/month) 412
Monthly Difference 24 CAD/month
Remaining Term x 9 months
Total Monthly Difference = 216 CAD
+ Cash Incentive** (CAD) + 500
+ Winter Tires Cost (CAD) + 800 ~ 1,200
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 2,316 ~ 3,616
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 16,793 CAD
  • Total Vehicle Debt: 39,893 CAD
  • Paid so Far: 22,600 CAD (56% Paid)
  • Remaining Lease Payments: 3,708 CAD
  • Residual Value: 13,585 CAD
  • Cash Incentive: 500 CAD
Vehicle Debt & Value
Paid so far: 22,600 CAD Total Vehicle Value: 39,893 CAD
56% Paid
44%
Vehicle Debt Breakdown
Downpayment: 2,000 CAD Remaining Term: 3,708 CAD
Term Paid so Far: 20,600 CAD Residual Value: 13,585 CAD
4%
52%
9%
35%
Cost to Own
Already Paid: 22,600 CAD (56%)
Cash Incentive: 500 CAD Buyout Price Today: 16,793 CAD
56% Paid
1%
43%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 16,793 CAD

  • 4.9%Interest Rate x 48 months
  • 386 CAD/month + tax
  • Total Payable: 18,527 CAD
  • Total Interest: 1,734 CAD
  • 8.9%Interest Rate x 48 months
  • 417 CAD/month + tax
  • Total Payable: 20,021 CAD
  • Total Interest: 3,228 CAD
  • 14.9%Interest Rate x 48 months
  • 467 CAD/month + tax
  • Total Payable: 22,393 CAD
  • Total Interest: 5,600 CAD

At the end of the Lease Contract

Residual Value: 13,585 CAD (in 9 months)

  • 4.9%Interest Rate x 48 months
  • 312 CAD/month + tax
  • Total Payable: 14,987 CAD
  • Total Interest: 1,402 CAD
  • 8.9%Interest Rate x 48 months
  • 337 CAD/month + tax
  • Total Payable: 16,196 CAD
  • Total Interest: 2,611 CAD
  • 14.9%Interest Rate x 48 months
  • 377 CAD/month + tax
  • Total Payable: 18,115 CAD
  • Total Interest: 4,530 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
3.85
  • + tax
  • + fuel
  • + insurance
(inlcuding the 500CAD incentive)
  • 4.45CAD/100km (TODAY without the Cash Incentive)
  • 24.72CAD/100km (Original Contract back in Aug, 2020)
Time Analysis
Cost per day: (CAD)
11.72
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 500CAD incentive)
  • 13.55CAD/day (Original Contract back in Aug, 2020)
Remaining Km
Can be driven up to:
2,136.75
  • km/week
  • without any
  • additional costs
Excess km cost: Not Provided
  • 384.62km/week (Contract Original back in Aug, 2020)

Seller Contact Info

This Contract was Already Transferred.

Similar Listings in Montreal

+ 3,000 cash
SAVE ~3,900 CAD
CAD/month x 33 months
2023 Jeep Grand Cherokee L Summit Reserve 4x4 (ID: #52261)
1,200
Brossard, QC
2023 Jeep

Grand Cherokee L Summit Reserve 4x4 Automatique AWD Black accessories (Logo, door handle...)

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 1,200 CAD/month + tax
  • Cash Incentive: 3,000 CAD
  • Payment After Incentive: 1,109 CAD/month + tax
  • Residual Value: 50,432 CAD
  • Months to End: 33 months (Aug, 2027)
Vehicle Status
  • Contract Allowance: 18,000 km/year
  • Current Odometer: 9,900 km total
  • Available Now: 22,582 km/year (1,882 per month)
  • Excess Km Cost: 0.10 CAD/km
Deal Special Perks
  • Hot Lease Takeover Deal
  • Large Cash Incentive
  • Large Down Payment
  • All Main Coverages
  • High End Vehicle & Options
  • Lots of FREE Available Km
  • Good Buyout Opportunity
Perks are determined by LeaseCosts Canada Inc. and not by the person who listed the vehicle.
See all Details
CAD/month x 17 months
2023 Porsche MACAN GTS (ID: #55087)
2,200
laval
2023 Porsche

MACAN GTS Automatique AWD Python Green

Payment Details
  • Current Payment: 2,200 CAD/month + tax
  • Residual Value: 70,000 CAD
  • Months to End: 17 months (Apr, 2026)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 8,300 km total
  • Available Now: 21,200 km/year (1,767 per month)
  • Excess Km Cost: 1.00 CAD/km
See all Details
+ 2,000 cash
CAD/month x 29 months
2024 Mazda cx-50 GT-turbo (ID: #54773)
640
montreal
2024 Mazda

cx-50 GT-turbo Automatique AWD

Payment Details
  • Current Payment: 640 CAD/month + tax
  • Cash Incentive: 2,000 CAD
  • Payment After Incentive: 571 CAD/month + tax
  • Original Downpayment: 1,000 CAD
  • Residual Value: 31,000 CAD
  • Months to End: 29 months (May, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 8,000 km total
  • Available Now: 20,828 km/year (1,736 per month)
  • Excess Km Cost: 0.80 CAD/km
See all Details
+ 3,500 cash
CAD/month x 34 months
2023 BMW X3 xDrive 30e (ID: #54038)
910
Saint-René
2023 BMW

X3 xDrive 30e Automatique AWD Package Premium Essentiel-toit ouvrant pano-hicth BMW

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 910 CAD/month + tax
  • Cash Incentive: 3,500 CAD
  • Payment After Incentive: 807 CAD/month + tax
  • Original Downpayment: 1,046 CAD
  • Residual Value: 26,617 CAD
  • Months to End: 34 months (Oct, 2027)
Vehicle Status
  • Contract Allowance: 24,000 km/year
  • Current Odometer: 19,500 km total
  • Available Now: 26,294 km/year (2,191 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
CAD/month x 13 months
2021 Mazda GS Comfort Kuro (ID: #53834)
579
Montreal
2021 Mazda

GS Comfort Kuro Automatique AWD

  • Winter Tires Included
Payment Details
  • Current Payment: 579 CAD/month + tax
  • Residual Value: 20,514 CAD
  • Months to End: 13 months (Dec, 2025)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 43,200 km total
  • Available Now: 33,969 km/year (2,831 per month)
  • Excess Km Cost: 0.80 CAD/km
See all Details
+ 2,500 cash
CAD/month x 34 months
2024 Mazda CX-5 GX (ID: #50588)
512
Lac-Megantic
2024 Mazda

CX-5 GX Automatique AWD

Payment Details
  • Current Payment: 512 CAD/month + tax
  • Cash Incentive: 2,500 CAD
  • Payment After Incentive: 438 CAD/month + tax
  • Residual Value: 18,000 CAD
  • Months to End: 34 months (Sep, 2027)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 8,000 km total
  • Available Now: 19,294 km/year (1,608 per month)
  • Excess Km Cost: 0.08 CAD/km
See all Details