Payment Analysis

412.00CAD/monthin Montreal, QC
    Before Taxes:
  • 412.00 CAD/month
  • 190.15 CAD/bi-weekly
  • 95.08 CAD/week
  • 4,944.00 CAD/year
Incl. Québec Taxes (14.98%):
  • 473.72 CAD/month
  • 218.64 CAD/bi-weekly
  • 109.32 CAD/week
  • 5,684.61 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 2,292 ~ 3,592 CAD

compared to leasing a BRAND NEW:

  • Toyota RAV4 LE AWD
  • for 48 months
  • in QC
  • $0 down payment
  • 20,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 436
This Contract (CAD/month) 412
Monthly Difference 24 CAD/month
Remaining Term x 8 months
Total Monthly Difference = 192 CAD
+ Cash Incentive** (CAD) + 500
+ Winter Tires Cost (CAD) + 800 ~ 1,200
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 2,292 ~ 3,592
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 16,381 CAD
  • Total Vehicle Debt: 39,893 CAD
  • Paid so Far: 23,012 CAD (57% Paid)
  • Remaining Lease Payments: 3,296 CAD
  • Residual Value: 13,585 CAD
  • Cash Incentive: 500 CAD
Vehicle Debt & Value
Paid so far: 23,012 CAD Total Vehicle Value: 39,893 CAD
57% Paid
43%
Vehicle Debt Breakdown
Downpayment: 2,000 CAD Remaining Term: 3,296 CAD
Term Paid so Far: 21,012 CAD Residual Value: 13,585 CAD
4%
53%
8%
35%
Cost to Own
Already Paid: 23,012 CAD (57%)
Cash Incentive: 500 CAD Buyout Price Today: 16,381 CAD
57% Paid
1%
42%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 16,381 CAD

  • 4.9%Interest Rate x 48 months
  • 377 CAD/month + tax
  • Total Payable: 18,072 CAD
  • Total Interest: 1,691 CAD
  • 8.9%Interest Rate x 48 months
  • 407 CAD/month + tax
  • Total Payable: 19,529 CAD
  • Total Interest: 3,148 CAD
  • 14.9%Interest Rate x 48 months
  • 455 CAD/month + tax
  • Total Payable: 21,843 CAD
  • Total Interest: 5,462 CAD

At the end of the Lease Contract

Residual Value: 13,585 CAD (in 8 months)

  • 4.9%Interest Rate x 48 months
  • 312 CAD/month + tax
  • Total Payable: 14,987 CAD
  • Total Interest: 1,402 CAD
  • 8.9%Interest Rate x 48 months
  • 337 CAD/month + tax
  • Total Payable: 16,196 CAD
  • Total Interest: 2,611 CAD
  • 14.9%Interest Rate x 48 months
  • 377 CAD/month + tax
  • Total Payable: 18,115 CAD
  • Total Interest: 4,530 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
3.36
  • + tax
  • + fuel
  • + insurance
(inlcuding the 500CAD incentive)
  • 3.96CAD/100km (TODAY without the Cash Incentive)
  • 24.72CAD/100km (Original Contract back in Aug, 2020)
Time Analysis
Cost per day: (CAD)
11.49
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 500CAD incentive)
  • 13.55CAD/day (Original Contract back in Aug, 2020)
Remaining Km
Can be driven up to:
2,403.85
  • km/week
  • without any
  • additional costs
Excess km cost: Not Provided
  • 384.62km/week (Contract Original back in Aug, 2020)

Seller Contact Info

This Contract was Already Transferred.

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