Payment Analysis
412.00CAD/monthin Montreal, QC
- 412.00 CAD/month
- 190.15 CAD/bi-weekly
- 95.08 CAD/week
- 4,944.00 CAD/year
Before Taxes:
Incl. Québec Taxes (14.98%):
- 473.72 CAD/month
- 218.64 CAD/bi-weekly
- 109.32 CAD/week
- 5,684.61 CAD/year
Lease Takeover/Buyout Analysis
The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)
For Leasing Purposes
With this deal, you are saving:
2,316 ~ 3,616 CAD
compared to leasing a BRAND NEW:
- Toyota RAV4 LE AWD
- for 48 months
- in QC
- $0 down payment
- 20,000 km/year
Leasing New (CAD/month) | 436 |
---|---|
This Contract (CAD/month) | 412 |
Monthly Difference | 24 CAD/month |
Remaining Term | x 9 months |
Total Monthly Difference | = 216 CAD |
+ Cash Incentive** (CAD) | + 500 |
+ Winter Tires Cost (CAD) | + 800 ~ 1,200 |
+ Wear & Tear Coverage (CAD) | + 800 ~ 1,700 |
Total Savings (CAD) | = 2,316 ~ 3,616 |
** "Cash Incentive" is not just a saving, it is physical money. |
For Buyout Purposes
To own this vehicle today (buying it as a used car) would cost:
16,793 CAD
- Total Vehicle Debt: 39,893 CAD
- Paid so Far: 22,600 CAD (56% Paid)
- Remaining Lease Payments: 3,708 CAD
- Residual Value: 13,585 CAD
- Cash Incentive: 500 CAD
Vehicle Debt & Value
Paid so far: 22,600 CAD Total Vehicle Value: 39,893 CAD
Vehicle Debt Breakdown
Downpayment: 2,000 CAD Remaining Term: 3,708 CAD
Term Paid so Far: 20,600 CAD Residual Value: 13,585 CAD
Cost to Own
Already Paid: 22,600 CAD (56%)
Cash Incentive: 500 CAD Buyout Price Today: 16,793 CAD
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)
Finance the remaining Debt Today
Remaining Term + Residual Value: 16,793 CAD
- 4.9%Interest Rate x 48 months
- 386 CAD/month + tax
- Total Payable: 18,527 CAD
- Total Interest: 1,734 CAD
- 8.9%Interest Rate x 48 months
- 417 CAD/month + tax
- Total Payable: 20,021 CAD
- Total Interest: 3,228 CAD
- 14.9%Interest Rate x 48 months
- 467 CAD/month + tax
- Total Payable: 22,393 CAD
- Total Interest: 5,600 CAD
At the end of the Lease Contract
Residual Value: 13,585 CAD (in 9 months)
- 4.9%Interest Rate x 48 months
- 312 CAD/month + tax
- Total Payable: 14,987 CAD
- Total Interest: 1,402 CAD
- 8.9%Interest Rate x 48 months
- 337 CAD/month + tax
- Total Payable: 16,196 CAD
- Total Interest: 2,611 CAD
- 14.9%Interest Rate x 48 months
- 377 CAD/month + tax
- Total Payable: 18,115 CAD
- Total Interest: 4,530 CAD
Business Vehicle Analysis
This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)
Distance Analysis
Cost to drive 100km: (CAD)
3.85
- + tax
- + fuel
- + insurance
- 4.45CAD/100km (TODAY without the Cash Incentive)
- 24.72CAD/100km (Original Contract back in Aug, 2020)
Time Analysis
Cost per day: (CAD)
11.72
- + tax
- + insurance
- + km driven & fuel
- 13.55CAD/day (Original Contract back in Aug, 2020)
Remaining Km
Can be driven up to:
2,136.75
- km/week
- without any
- additional costs
- 384.62km/week (Contract Original back in Aug, 2020)
Seller Contact Info
This Contract was Already Transferred.
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