Payment Analysis

608.82CAD/monthin Montréal, QC
    Before Taxes:
  • 608.82 CAD/month
  • 280.99 CAD/bi-weekly
  • 140.50 CAD/week
  • 7,305.84 CAD/year
Incl. Québec Taxes (14.98%):
  • 700.02 CAD/month
  • 323.09 CAD/bi-weekly
  • 161.54 CAD/week
  • 8,400.25 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 3,327 ~ 4,627 CAD

compared to leasing a BRAND NEW:

  • Cadillac XT4 Premium Luxury Automatic AWD
  • for 36 months
  • in Quebec
  • $0 down payment
  • 24,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 765
This Contract (CAD/month) 609
Monthly Difference 157 CAD/month
Remaining Term x 11 months
Total Monthly Difference = 1,727 CAD
+ Winter Tires Cost (CAD) + 800 ~ 1,200
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 3,327 ~ 4,627

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 25,345 CAD
  • Total Vehicle Debt: 47,871 CAD
  • Paid so Far: 22,526 CAD (47% Paid)
  • Remaining Lease Payments: 6,697 CAD
  • Residual Value: 18,648 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 22,526 CAD Total Vehicle Value: 47,871 CAD
47% Paid
53%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 6,697 CAD
Term Paid so Far: 22,526 CAD Residual Value: 18,648 CAD
0%
47%
14%
39%
Cost to Own
Already Paid: 22,526 CAD (47%)
Cash Incentive: 0 CAD Buyout Price Today: 25,345 CAD
47% Paid
0%
53%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 25,345 CAD

  • 4.9%Interest Rate x 48 months
  • 583 CAD/month + tax
  • Total Payable: 27,961 CAD
  • Total Interest: 2,616 CAD
  • 8.9%Interest Rate x 48 months
  • 630 CAD/month + tax
  • Total Payable: 30,216 CAD
  • Total Interest: 4,871 CAD
  • 14.9%Interest Rate x 48 months
  • 704 CAD/month + tax
  • Total Payable: 33,796 CAD
  • Total Interest: 8,451 CAD

At the end of the Lease Contract

Residual Value: 18,648 CAD (in 11 months)

  • 4.9%Interest Rate x 48 months
  • 429 CAD/month + tax
  • Total Payable: 20,573 CAD
  • Total Interest: 1,925 CAD
  • 8.9%Interest Rate x 48 months
  • 463 CAD/month + tax
  • Total Payable: 22,232 CAD
  • Total Interest: 3,584 CAD
  • 14.9%Interest Rate x 48 months
  • 518 CAD/month + tax
  • Total Payable: 24,866 CAD
  • Total Interest: 6,218 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
9.09
  • + tax
  • + fuel
  • + insurance
(or 0.09CAD per km)
  • 36.53CAD/100km (Original Contract back in Jan, 2020)
Time Analysis
Cost per day: (CAD)
20.02
  • + tax
  • + insurance
  • + km driven & fuel
(0.30CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
1,546.15
  • km/week
  • without any
  • additional costs
Excess km cost: 0.16CAD
  • 384.62km/week (Contract Original back in Jan, 2020)

Seller Contact Info

This Contract was Already Transferred.

Similar Listings in Montreal

+ 3,000 cash
SAVE ~4,000 CAD
CAD/month x 31 months
2023 Jeep Grand Cherokee L Summit Reserve 4x4 (ID: #52261)
1,200
Brossard, QC
2023 Jeep

Grand Cherokee L Summit Reserve 4x4 Automatique AWD Black accessories (Logo, door handle...)

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 1,200 CAD/month + tax
  • Cash Incentive: 3,000 CAD
  • Payment After Incentive: 1,103 CAD/month + tax
  • Residual Value: 50,432 CAD
  • Months to End: 31 months (Aug, 2027)
Vehicle Status
  • Contract Allowance: 18,000 km/year
  • Current Odometer: 9,900 km total
  • Available Now: 24,039 km/year (2,003 per month)
  • Excess Km Cost: 0.10 CAD/km
Deal Special Perks
  • Hot Lease Takeover Deal
  • Large Cash Incentive
  • Large Down Payment
  • All Main Coverages
  • High End Vehicle & Options
  • Lots of FREE Available Km
  • Good Buyout Opportunity
Perks are determined by LeaseCosts Canada Inc. and not by the person who listed the vehicle.
See all Details
CAD/month x 16 months
2023 Porsche MACAN GTS (ID: #55087)
2,200
laval
2023 Porsche

MACAN GTS Automatique AWD Python Green

Payment Details
  • Current Payment: 2,200 CAD/month + tax
  • Residual Value: 70,000 CAD
  • Months to End: 16 months (Apr, 2026)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 8,300 km total
  • Available Now: 22,525 km/year (1,877 per month)
  • Excess Km Cost: 1.00 CAD/km
See all Details
+ 2,000 cash
CAD/month x 28 months
2024 Mazda cx-50 GT-turbo (ID: #54773)
640
montreal
2024 Mazda

cx-50 GT-turbo Automatique AWD

Payment Details
  • Current Payment: 640 CAD/month + tax
  • Cash Incentive: 2,000 CAD
  • Payment After Incentive: 569 CAD/month + tax
  • Original Downpayment: 1,000 CAD
  • Residual Value: 31,000 CAD
  • Months to End: 28 months (May, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 8,000 km total
  • Available Now: 21,571 km/year (1,798 per month)
  • Excess Km Cost: 0.80 CAD/km
See all Details
+ 3,500 cash
CAD/month x 33 months
2023 BMW X3 xDrive 30e (ID: #54038)
910
Saint-René
2023 BMW

X3 xDrive 30e Automatique AWD Package Premium Essentiel-toit ouvrant pano-hicth BMW

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 910 CAD/month + tax
  • Cash Incentive: 3,500 CAD
  • Payment After Incentive: 804 CAD/month + tax
  • Original Downpayment: 1,046 CAD
  • Residual Value: 26,617 CAD
  • Months to End: 33 months (Oct, 2027)
Vehicle Status
  • Contract Allowance: 24,000 km/year
  • Current Odometer: 19,500 km total
  • Available Now: 27,091 km/year (2,258 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
CAD/month x 11 months
2021 Mazda GS Comfort Kuro (ID: #53834)
579
Montreal
2021 Mazda

GS Comfort Kuro Automatique AWD

  • Winter Tires Included
Payment Details
  • Current Payment: 579 CAD/month + tax
  • Residual Value: 20,514 CAD
  • Months to End: 11 months (Dec, 2025)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 43,200 km total
  • Available Now: 40,145 km/year (3,345 per month)
  • Please note that this contract ends in less than a year.
  • Excess Km Cost: 0.80 CAD/km
See all Details
+ 2,500 cash
CAD/month x 32 months
2024 Mazda CX-5 GX (ID: #50588)
512
Lac-Megantic
2024 Mazda

CX-5 GX Automatique AWD

Payment Details
  • Current Payment: 512 CAD/month + tax
  • Cash Incentive: 2,500 CAD
  • Payment After Incentive: 434 CAD/month + tax
  • Residual Value: 18,000 CAD
  • Months to End: 32 months (Sep, 2027)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 8,000 km total
  • Available Now: 20,500 km/year (1,708 per month)
  • Excess Km Cost: 0.08 CAD/km
See all Details