Payment Analysis

399.62CAD/monthin St. John's, NL
    Before Taxes:
  • 399.62 CAD/month
  • 184.44 CAD/bi-weekly
  • 92.22 CAD/week
  • 4,795.44 CAD/year
Incl. Newfoundland & L. Taxes (15%):
  • 459.56 CAD/month
  • 212.11 CAD/bi-weekly
  • 106.05 CAD/week
  • 5,514.76 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 3,810 ~ 5,110 CAD

compared to leasing a BRAND NEW:

  • Honda Civic Touring
  • for 30 months
  • in Newfoundland and Labrador
  • $0 down payment
  • 24,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 484
This Contract (CAD/month) 400
Monthly Difference 85 CAD/month
Remaining Term x 26 months
Total Monthly Difference = 2,210 CAD
+ Winter Tires Cost (CAD) + 800 ~ 1,200
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 3,810 ~ 5,110

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 22,020 CAD
  • Total Vehicle Debt: 26,668 CAD
  • Paid so Far: 4,648 CAD (17% Paid)
  • Remaining Lease Payments: 10,390 CAD
  • Residual Value: 11,630 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 4,648 CAD Total Vehicle Value: 26,668 CAD
17% Paid
83%
Vehicle Debt Breakdown
Downpayment: 652 CAD Remaining Term: 10,390 CAD
Term Paid so Far: 3,996 CAD Residual Value: 11,630 CAD
2%
15%
39%
44%
Cost to Own
Already Paid: 4,648 CAD (17%)
Cash Incentive: 0 CAD Buyout Price Today: 22,020 CAD
17% Paid
0%
83%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 22,020 CAD

  • 4.9%Interest Rate x 48 months
  • 506 CAD/month + tax
  • Total Payable: 24,293 CAD
  • Total Interest: 2,273 CAD
  • 8.9%Interest Rate x 48 months
  • 547 CAD/month + tax
  • Total Payable: 26,252 CAD
  • Total Interest: 4,232 CAD
  • 14.9%Interest Rate x 48 months
  • 612 CAD/month + tax
  • Total Payable: 29,362 CAD
  • Total Interest: 7,342 CAD

At the end of the Lease Contract

Residual Value: 11,630 CAD (in 26 months)

  • 4.9%Interest Rate x 48 months
  • 267 CAD/month + tax
  • Total Payable: 12,830 CAD
  • Total Interest: 1,201 CAD
  • 8.9%Interest Rate x 48 months
  • 289 CAD/month + tax
  • Total Payable: 13,865 CAD
  • Total Interest: 2,235 CAD
  • 14.9%Interest Rate x 48 months
  • 323 CAD/month + tax
  • Total Payable: 15,508 CAD
  • Total Interest: 3,878 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
21.65
  • + tax
  • + fuel
  • + insurance
(or 0.22CAD per km)
Time Analysis
Cost per day: (CAD)
13.14
  • + tax
  • + insurance
  • + km driven & fuel
(0.13CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
426.04
  • km/week
  • without any
  • additional costs
Excess km cost: 0.12CAD

Seller Contact Info

This Contract was Already Transferred.

Similar Listings in St. John's

+ 2,000 cash
Lease Takeover Temporary Image
CAD/month x 29 months
2023 Mazda CX-5 SIGNATURE TURBO (ID: #52061)
629
St. John's, NL
2023 Mazda

CX-5 SIGNATURE TURBO Automatique AWD

Payment Details
  • Current Payment: 629 CAD/month + tax
  • Cash Incentive: 2,000 CAD
  • Payment After Incentive: 560 CAD/month + tax
  • Residual Value: 26,205 CAD
  • Months to End: 29 months (Jun, 2027)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 2,287 km total
  • Available Now: 25,536 km/year (2,128 per month)
  • Excess Km Cost: 0.08 CAD/km
See all Details
+ More similar deals