Payment Analysis

340.61CAD/monthin Waterloo, ON
    Before Taxes:
  • 340.61 CAD/month
  • 157.20 CAD/bi-weekly
  • 78.60 CAD/week
  • 4,087.32 CAD/year
Incl. Ontario Taxes (13%):
  • 384.89 CAD/month
  • 177.64 CAD/bi-weekly
  • 88.82 CAD/week
  • 4,618.67 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 4,276 ~ 4,676 CAD

compared to leasing a BRAND NEW:

  • Subaru Crosstrek Touring
  • for 30 months
  • in Ontario
  • $0 down payment
  • 20,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 464
This Contract (CAD/month) 341
Monthly Difference 124 CAD/month
Remaining Term x 24 months
Total Monthly Difference = 2,976 CAD
+ Cash Incentive** (CAD) + 500
+ Winter Tires Cost (CAD) + 800 ~ 1,200
Total Savings (CAD) = 4,276 ~ 4,676
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 21,384 CAD
  • Total Vehicle Debt: 26,972 CAD
  • Paid so Far: 5,087 CAD (18% Paid)
  • Remaining Lease Payments: 8,175 CAD
  • Residual Value: 13,710 CAD
  • Cash Incentive: 500 CAD
Vehicle Debt & Value
Paid so far: 5,087 CAD Total Vehicle Value: 26,972 CAD
18% Paid
82%
Vehicle Debt Breakdown
Downpayment: 1,000 CAD Remaining Term: 8,175 CAD
Term Paid so Far: 4,087 CAD Residual Value: 13,710 CAD
3%
15%
30%
52%
Cost to Own
Already Paid: 5,087 CAD (18%)
Cash Incentive: 500 CAD Buyout Price Today: 21,384 CAD
18% Paid
1%
81%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 21,384 CAD

  • 4.9%Interest Rate x 48 months
  • 492 CAD/month + tax
  • Total Payable: 23,592 CAD
  • Total Interest: 2,208 CAD
  • 8.9%Interest Rate x 48 months
  • 531 CAD/month + tax
  • Total Payable: 25,495 CAD
  • Total Interest: 4,110 CAD
  • 14.9%Interest Rate x 48 months
  • 594 CAD/month + tax
  • Total Payable: 28,515 CAD
  • Total Interest: 7,131 CAD

At the end of the Lease Contract

Residual Value: 13,710 CAD (in 24 months)

  • 4.9%Interest Rate x 48 months
  • 315 CAD/month + tax
  • Total Payable: 15,125 CAD
  • Total Interest: 1,415 CAD
  • 8.9%Interest Rate x 48 months
  • 341 CAD/month + tax
  • Total Payable: 16,345 CAD
  • Total Interest: 2,635 CAD
  • 14.9%Interest Rate x 48 months
  • 381 CAD/month + tax
  • Total Payable: 18,281 CAD
  • Total Interest: 4,571 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
14.03
  • + tax
  • + fuel
  • + insurance
(inlcuding the 500CAD incentive)
  • 14.94CAD/100km (TODAY without the Cash Incentive)
  • 20.44CAD/100km (Original Contract back in Oct, 2019)
Time Analysis
Cost per day: (CAD)
10.51
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 500CAD incentive)
  • 11.20CAD/day (Original Contract back in Oct, 2019)
Remaining Km
Can be driven up to:
525.96
  • km/week
  • without any
  • additional costs
Excess km cost: 0.10CAD
  • 384.62km/week (Contract Original back in Oct, 2019)

Seller Contact Info

This Contract was Already Transferred.

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